You are currently viewing a page of the website or a related website (“Site”) belonging to KDB Bank Uzbekistan JSC ("KDB Bank"). These Terms of Use & Privacy Policy (“Terms of Use”) govern your access to and use of the Site, including any content, functionality, and services offered on or through the Site (“Services”).  “You” and “You're” refer to any person who accesses or uses the Site or Services. 

KDB Bank reserves the right to modify these Terms of Use at any time without notice.  Any change to these Terms of Use will be effective upon posting of such updated Terms of Use on the Site. The most current version of the Terms of Use will be available to you by clicking the link at the bottom of the Site.

Trademarks, Copyrights, and Restrictions on Use

All trademarks, service marks, trade names, trade dress, and related intellectual property rights in the Services are proprietary to KDB Bank. You may not use, reproduce or display any of the KDB Bank trademarks except upon KDB Bank’s prior written consent.

The Site and its entire contents, features, and functionality (including but not limited to all web pages, user interfaces, information, design, software, source code, text, displays, graphics, images, videos, and audio recordings, and the design, selection, and arrangement thereof) are owned, controlled, or licensed by KDB Bank, and are protected by law and international copyright, trademark, patent, trade secrets, and other intellectual property or proprietary rights laws. Except as expressly provided in these Terms of Use, you may not copy, display, distribute, transmit, transfer, link to, reproduce, license, frame, alter, create derivative works of, reverse engineer, or republish all or any portion of the Site for any commercial or public purpose without KDB Bank's prior written consent. You may, however, view the information available on the Site for your informational purposes. You may download from the Site materials, except for software or source code, but only for your personal or internal business purposes only. You may download software or source code from the Site, but only such software or source code purposely made available to you by KDB Bank for downloading from the Site, subject to any applicable terms of use. You acknowledge and agree that you do not acquire any ownership rights of any kind by downloading materials from the Site.

You may use the Services, including the Site, only for lawful purposes and you agree not to use the Services in any way that violates any applicable federal, state, local, or international law or regulation.

Claims of Copyright

If you believe in good faith that materials available on the Site infringe your copyright, you (or your agent) may send KDB Bank a notice requesting us to remove the material or block access to it.

Links to Third Party Sites or Content

The Site may contain links to websites controlled or offered by third parties (non-affiliates of KDB Bank). KDB Bank hereby disclaims all liability for any other company's website content, products, privacy policies, or security. In the event you choose to use the services available at a linked site, you agree to read and adhere to the policies and terms of use applicable to that site. In addition, any advice, opinions, services, products, or recommendations provided by the linked site providers are those of the providers and not of KDB Bank.

Registration Information

You may be invited to register at the Site to help us tailor the Service for your personal and business financial needs and to alert you of other products and services for you or your business. In registering for the Service, you agree to provide accurate, true, current, and complete information about you and your business as requested by the registration screens. As a convenience to you, a profile for you or your business may be created based on the registration information that you provide.


By accessing or using the Site or Services, you understand and agree that KDB Bank may collect and retain personal or other information about you or the device you use to access the Site or Services.


You agree that any and all suggestions, comments, and feedback that you submit at or via this Site in connection with any KDB Bank products and services (“Feedback”) shall be deemed to be non-confidential, except as otherwise specifically agreed or required by law.

Online Applications

In connection with online applications for certain KDB Bank products or services (such as, but not limited to, credit applications or mortgage loans) available via the Site, KDB Bank may send you a reply to the contact information you have provided during filling online application.


You agree to defend, indemnify, and hold harmless KBA Bank (and all of its direct and indirect subsidiaries) and each of their respective directors, officers, employees, agents, successors, and assigns from and against all losses, liabilities, damages, claims, and expenses, including attorneys' fees, arising out of, relating to, or resulting from your violation of these Terms of Use or misuse of the Service or the Site, including such violation or misuses conducted by your employee or agent.

Enforceability and Governing Law

These Terms of Use constitute a contract between you and KDB Bank governed by the Laws of the Republic of Uzbekistan. In the event any of the terms or provisions of these Terms of Use shall be held to be unenforceable, the remaining terms and provisions shall be unimpaired and the unenforceable term or provision shall be replaced by such enforceable term or provision that comes closest to the intention underlying the unenforceable term or provision. These Terms of Use shall be subject to any other agreements you have entered into with KDB Bank.

The Site is hosted in the Republic of Uzbekistan. If you are accessing this Site from outside the Republic of Uzbekistan, you may be subjecting yourself to law, which may differ from your local laws, including laws that govern personal data collection, use, and disclosure. 


You agree and understand that effective use of the Site will require your browser to use software plug-ins and modules, including, without limitation, JavaScript, in order to correctly display content and utilize features on the Site.