企业客户员工小额透支贷款（工资账户关联型）
贷款条件
借款人
在乌兹别克斯坦KDB银行股份公司开立基本账户的银行法人客户所属机构员工。
贷款货币
本国货币（乌兹别克斯坦苏姆）
贷款最高限额
借款人近12个月月均工资
贷款期限
最长期限12个月
贷款发放形式
至借款人在乌兹别克斯坦KDB银行股份公司开立的银行卡
贷款利率
由银行信贷委员会决定（34%及以上）
担保
企业雇主担保，不动产，运输工具
The client or owner of collateral object (Pledgor) is entitled to apply for step-by-step collateral release proportional to repaid credit facility amount (maintaining enough coverage ratio) or replace collateral object (still keeping sufficient coverage ratio) to the Bank (Pledgee).
Review of such application by the Bank should not take more than 30 (thirty) days.
Decision on step-by-step collateral release or replace will be made by Credit Committee and the client must be informed on the decision in writing within 3 (three) business days. In case of negative decision, valid reason also should be included.
如有任何问题（包括小额贷款相关事宜），请通过电子邮件联系信贷部门。
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